I received an e-mail from Kiva.org, the organization that hooks up borrowers and lenders for microloans. I had lent a lady in Samoa $25 to expand her farming operation and she has finished making the payments. There was a credit in my account , so I logged in to find another borrower.
I found a lady in Senegal that started a small grocery and is looking to expand. Click. Click. Done. But it had been awhile since I logged on, so I took a look at my account. They have some statistics. This was my third loan, whereas the average participant has had six. Ooooh. Make it competitive. That almost worked, folks.
Then I saw that I had invited one person, which is 1/2 a person more than the average. That must be my grandfather. I clicked on him. He has three active loans going, for a total of eight.
This was a Christmas gift from three years ago that he used and expanded on, and is still using. I am pretty sure that makes me the Christmas Queen.